A critical illness can affect anyone, often without warning. If it happens, Critical Illness Cover can provide vital financial support, helping to reduce the impact on you and your loved ones.

Whether it's helping to pay your mortgage or rent, covering household bills, or simply ensuring the weekly shop is taken care of, a lump sum payout can offer peace of mind at a time when it’s needed most.

 

Why Consider Critical Illness Cover?

Critical Illness Cover pays out a tax-free lump sum if you're diagnosed with one of the serious medical conditions listed in your policy—such as cancer, heart attack, or stroke (subject to the specific terms and conditions of your plan).

While not every condition is covered, the support it offers can be invaluable. You can use the payout in whatever way suits your needs:

• Taking time off work to recover

• Covering specialist medical treatment

• Supporting childcare costs or other household expenses

• Funding something meaningful—like a once-in-a-lifetime holiday or experience

Protecting your health is essential—but protecting your financial wellbeing during recovery is just as important.

 

If you’d like to explore how Critical Illness Cover could work for you, get in touch—we’re here to help.